Plans and fees
There's no monthly fee and no contract. You pay a processing rate on what you collect — Stripe's rate plus Paybrain's share, in one number.
Rates
| Basic | Premium | |
|---|---|---|
| In person — card readers and Tap to Pay | 3.0% + 10¢ | 4.0% + 15¢ |
| Online — invoices, payment links, online checkout | 3.2% + 35¢ | 4.2% + 40¢ |
| Recurring plans, each billing cycle | 3.2% + 30¢ | 4.2% + 30¢ |
| Paybrain's share, included above | 0.3% + 5¢ | 1.3% + 10¢ |
| Monthly fee | $0 | $0 |
Stripe adds its own surcharges on top for international cards and currency conversion, and charges a fee when a customer disputes a payment. See Pricing for the details.
What Premium adds
| Basic | Premium | |
|---|---|---|
| Files on invoices, per file | Up to 10MB | Up to 3GB |
| Secure files and links, unlocked after payment | — | ✓ |
| Storage | 2GB | Unlimited |
| Request files from customers | — | ✓ |
| Recurring billing cycles | Monthly | Weekly, monthly, quarterly, yearly |
| API keys — Checkout API and WooCommerce | — | ✓ |
| Real-time fraud alerts and reserves | — | ✓ |
| Priority support | — | ✓ |
Everything else — the Register, Tap to Pay, invoices, loyalty, memberships, booking and the AI features — is on both plans.
Change your plan
Switch any time on the web under Settings›Billing, or in the app under Settings›Plan & Pricing.
Pass the card cost on
You can show card prices that include the processing cost and give cash customers their stored price back as a discount. See Card pricing.