Tap to Pay
Your phone is the card reader.
Take contactless cards and phone wallets on your iPhone or Android phone with the Paybrain app. No hardware, no monthly fee — just tap and get paid.
- $0hardware to buy
- Cards & walletscontactless, from a tap
- One balancewith your invoices and register
Wherever the work is.
The stall, the job site, the front porch. If your phone is there, you can take the payment.
Three steps. A few seconds.
- 1Key in the amountAdd a description and the customer’s email if you want one on file.
- 2They tapA contactless card, or a phone or watch wallet, held against the back of yours.
- 3DoneThe customer is saved, a receipt link is ready to share, and your phone buzzes.
More than a charge.
Sign up recurring customersOne tap saves the card and starts the plan — it bills itself from then on.
Request files with the paymentAsk for a photo, a form or a document; they send it back after paying.
Pass on the card feeTurn on surcharging and the fee shows as its own line, up to 4%.
Refund from your phoneFull or partial, right from the sale — no laptop needed.
Pricing
3.0% + 10¢
per in-person tap — the same rate as the Paybrain Register. No monthly fee, no setup fee, no reader to buy. Payments are processed by Stripe.
What you need
- An iPhone running iOS 18 or later, or an Android phone with NFC
- The free Paybrain app
- A Paybrain account connected to your bank
Take your first tap today.
Create your account, download the app, and you’re ready.